Car Insurance: Steps for Making a Claim

A car accident can be a harrowing and traumatic event. One will be shaken and often not thinking clearly. If you are involved in a car accident, you have to think about your condition as well as the events that took place because you will most likely have to file a auto insurance claim.

In order to prepare for the results of a car accident, the following steps should be followed in order to make a proper claim:

1. After an accident, your heart will be racing and you may be disorientated. You need to gather your thoughts and think about how to proceed. If you are hurt, and the car is not a danger such as on fire, retrieve your cell phone and call 911. If there is no emergency such as a serious injury, call the police. Check to see if anyone else is hurt. Ask for people who witnessed the accident to stay and talk to the police.

2. Swap contact information, including phone numbers, license plate numbers, and car insurance details with the other drivers involved in the accident. When the police arrive share all the details you remember about the accident so that they can write an official report that can be given to the insurance companies. Make sure you tell the police officers that you want a report. If the officers won’t do it because the accident took place on the property of an establishment like a store parking lot, then ask the store owner or a security guard to write something up. If you have a camera, take pictures of the accident scene that includes any vehicle damage.

3. Contact your insurance company, even if you are not at-fault. Also, compensation is based on the extent of fault so you need evidence to support your claim. Most insurance providers have a toll free claim number. Make sure you have your policy number available. If the other person is at-fault, you must make a claim. You are entitled to have the insurance company process your claim and resolve any disputes. Your insurance company will advise the other driver’s insurance provider that you are making a claim and seeking compensation. You will have to make a list of all items damaged. If the other driver does not have car insurance, you will have to negotiate directly or go to court. Some experts suggest that if the other party is at fault, you should file claims with both insurance providers.

4. Once you have submitted all of the paper work to the insurance companies, they will sort out the claim. You may have to speak to the other driver’s provider about your recollection of the accident. Your insurance provider will tell you what statement is required. Before you give your statement, write down what you remember about the accident.

5. A claims adjuster will inspect your damaged car in order to assess the costs of the loss. They will also assess if the damage can be repaired or if you require financial compensation. If you are financially compensated, the insurance company will write you a check minus the deductible. A car accident can be a very emotional time in one’s life. It is important to remember that you need to keep yourself together so that you can make the right decisions regarding your physical well-being as well as filing a car insurance claim.

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Is The Jeep Cherokee Considered Sport Or Utility?

History in the making is what the Jeep Cherokee accomplished throughout its reign. The classic sports utility vehicle was a compact vehicle making it one of the most popular on the market. A firm ride with a sporty side made this rugged vehicle appeal to a diverse group making it a legend in the making. The Cherokee was respected both on and off road due to its blacktop performance and unbeatable off road performance.

Twenty years in production resulted in a minimal amount of changes being made to the overall design of the Cherokee. The first generation of Jeep Cherokees began in 1984. The Cherokee was a modern version of the Wagoneer, offering all the characteristics of the Wagoneer but in a lighter, cheaper and off course sportier version.

Known for its classic body shape, the Cherokee was said to have the best SUV shape out there, inspiring other car manufactures to start developing hybrid versions of the sports utility vehicle. Remarkably, the Jeep Cherokee set the stage for the modern sports utility vehicle by quickly replacing regular cars.

A leader in four-wheel drive off road excursions, the Cherokee also was noted for its unique versatility as a utility vehicle. Anyone wanting to own a durable and sturdy vehicle could now do so. Offering a much more affordable price, the Cherokee quickly stole the hearts of both the outdoor group and the traditional consumers.

The Cherokee offered a lighter body style due to its unibody construction, instead of the body on frame construction. The Cherokee was also the first to exhibit the ladder boxed chassis and the first to offer ABS whether in two or four wheel drive. The Cherokee also offered a reduction in noise, vibration and harshness levels and met the low emissions vehicle standards.

Toledo Ohio and Beijing China were the center of manufacturing of the Cherokee. New horizons were reached with each new improvement made to the Cherokee. With each vehicle manufactured the Cherokee came closer and closer to being the most desirable vehicle on the market. The increased quality of this already smooth operating vehicle made the added safety, more comfort and new aerodynamic styling icing on the cake.

Nearly twenty years and two generations of manufacturing has given consumers a relatively inexpensive, reliable off and on road vehicle. Widely accepted by many, the quality of the Jeep Cherokee is what attracted so many purchasers. Sadly, the manufacturing of the Jeep Cherokee ceased when the new Jeep Liberty was introduced. However, to this day Cherokees can be found on many of our roads. The presence and history of the Jeep Cherokee will live on and on into the centuries.

Versatile and adaptable defined the Jeep Cherokee. A perfect family vehicle it was easily maneuverable in foul weather, powerful enough to tow most anything and roomy and comfortable enough for the family. Unmeasured in its outdoor ruggedness, the Jeep Cherokee pleased the off road enthusiast looking to explore the unchartered territories of the great outdoors. A smart vehicle, the Cherokee remains a legend.

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Electric Scooters Buying Tips

It is always a wise decision to check out and compare products before spending your hard earned money. At one time the only way to do that was to get in your car and drive all over town, yet if you are looking for an alternate mode of transportation in order to bring down your gasoline bill that would actually defeat the purpose.

Of course, as with everything there are some things that you need to be aware of when deciding to shop on the internet. It all comes down to being thorough. If you see something that appears a little too good to be true then do your best to track down all of the necessary information.

Many parents usually look to bikes as their gift of choice instead of electric scooters in order to limit the child’s speed to just their pedaling ability. While bicycles may be a great form of exercise, most kids want something that is more inclined to fun rather than physical effort.

The real question though is whether electric scooters are safe. Surprisingly, scooters are very much safe as long as the parents or guardians ensure proper safety measures. If you think riding a bike is safe, then electric scooters are just as safe as they have similarities in safety rules. Scooters may even be safer than bikes since they are usually made of tough plastic materials and the child doesn’t need to make many physical movements that can cause possible injury. No need to worry about prolonged usage because the battery time is limited and doesn’t allow the child to go too far.

Electric scooters for kids are both safe and fun and are far better gifts than regular bicycles. They are quite inexpensive and will bring a big smile to any kid’s face. Just keep all of the safety measures in check and your scooter will produce hours and hours of fun.

With gasoline prices being so expensive it is no wonder that so many commuters are thinking about parking their gas guzzling SUV in the garage and zipping across town on something more economical to run, such as a moped or motor scooter. And modern technology has meant that both gas and electric powered scooters are a lot better than their counterparts in decades past. But let us consider the pros and cons of the two modes of propulsion.

The decision about whether a gas or electric scooter is best for you boils down to a lot of personal factors that can best be answered by the consumer going out and giving both options a test ride or two. By thinking about how, why and when you are going to be using your scooter you can then have a clearer picture about which power source is best for your transportation needs.

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Scooters Types And Buying Tips

The electric scooters work with the aid of motors and batteries that make them easy for traveling. While a variety of switches control speed [on/off or variable], the bicycle hand brakes are installed on the handlebars to keep the electric scooters under control. The batteries are generally placed beneath the feet thereby easing travel further. The speed of these scooters often vary dramatically ranging from below 10 mph for inexpensive import scooters to over 30 mph for the highest-speed scooters.

Types of electric scooters: From amongst a dozen of electric scooters available in the market, the three most representative examples include: Zappy ” this scooter can carry a rider 4-5 miles at just 10-12 mph speed limit. Flyer ” the Phat Flyer provides 5-8 mile range and 15 mph speed limit at the expense of portability. Voloci ” this looks and gives the feel of a moped. It includes special features like selectable performance models, quick-swap battery packs, keyed ignition for added security and state-of-charge indicators.

The best electric scoters can easily include products that are considered to be superior to others in the same category. This is a debatable matter and specific classifications are subjective. When deciding upon the best electric scooters, potential buyers base their evaluations on varying factors. Depending upon personal taste, best electrical scooter choices will vary amongst buyers. Buyers should always consider the pros and cons of products and purchases when determining the best choice for them. Individuals? needs and budgets are dissimilar and these factors often have a large impact on their product choices.

Parents who purchase electric scooters for children could be influenced by products with colorful exteriors. In case of adults who use them to commute to grocery stores and malls, the best electric scooters could be those that have storage cabinets. For disabled persons, the best electric scooters tend to be those that meet their special needs. When used for internal transportation of labor and products within industry premises, the best electric scooters could include varieties with large seats and increased load capacities.

Electric scooters range in size and features from models with bicycle-like frames to larger models that closely resemble the popular gasoline-powered motor scooters. Many electric scooters, however, are heavier than many electric bicycles that have the same range and speed. Many ebikes reach speeds of 20 mph and have ranges as high as 50 miles before requiring a recharge.

Electric bicycles may have an edge over scooters in terms of where they can go. The rider of a full-size electric scooter is usually limited to the same streets used by cars and trucks, which also carries rider safety implications. Electric bicycles can travel not only on city streets, but also on sidewalks, bicycle trails, and dedicated bike lanes.

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Trikes Useful Informations

Why have they become so popular in recent years? One reason has been that they are seen as a more stable alternative to a motorcycle. This makes them perfect for those with stability problems – this form of vehicle provides the thrill of riding a two wheeled machine, with the increased feeling of safety provided by that extra wheel.

Indeed, there are regular get togethers in the UK where bikers and trike owners meet. As with other forms of transport, there are environmental concerns surrounding the three wheelers. Some manufacturers are looking to ease such worries by attempting to produce more environmentally friendly models.

A tricycle (often abbreviated to trike) is a three-wheeled vehicle. While tricycles are often associated with the small three-wheeled vehicles used by pre-school age children, they are also used by adults for a variety of purposes. In the United States and Canada, adult-sized tricycles are used primarily by older persons for recreation, shopping, and exercise. In Asia and Africa, tricycles are used primarily for commercial transportation, either of passengers in pedicabs, or of freight and deliveries.

While most children’s trike have direct drive, a small number of models such as the Cheetah have chain drive. Unlike adult bikes, children’s trikes do not always have inflatable wheels; instead, some trikes have solid rubber wheels. While this adds to the weight of the tricycle and reduces the shock-absorbing qualities, it eliminates issues with flat tires, punctures, and leaky tubes. Since most trikes are direct drive, the child can slow the trike down by resisting the forward motion of the pedals, as with an adult fixed gear bike. Pull brakes are rarely used on kid’s trikes, but some “Bigwheel”-style plastic trikes have lever brakes in which an inverted half-moon-shaped brake pad is pressed against the driving surface of the righ rear wheel.

Typical upright trikes for adults have front and rear brakes. The front brakes are usually “pull brakes” or V-brakes, and the rear brakes can be pull brakes or internal drum brakes (which operate like automobile drum brakes).

Trikes’ strongest suits are cornering, stability, comfort, rider stamina and terminal velocity. Trikes can be used by adults who have problems riding bicyles. As well, trikes are a good choice for elderly riders who are worried about falls. Trikes can ride and climb at very low speed and a kickstand is never needed.

Trikes are always heavier than bikes of the same quality. In fact, the lightest commercially-made tadpole trikes, at around 30 pounds, are easily twice the weight of an upright bicycle of the same cost and quality. Deltas are even heavier. Shortcomings that potential tadpole trikers should realize center on the low riding position which makes them difficult to mount (grab handles are often available) and makes them hard to see in traffic, so flags and blinking lights are often used. Visibility concerns become minimal on bike trails and off-street riding.

Freight trikes are most often of the tadpole configuration, with the cargo box (platform, etc.) mounted between the front wheels. India and China are significant strongholds of the rear-loading “delta” carrier trike. Freight trikes are also designed for indoor use in large warehouses or industrial plants. The advantage of using freight trikes rather than a motor vehicle is that there is no exhaust, which means that the trike can be used inside warehouses. While another option is electric golf cart-style vehicles, freight trikes are human-powered, so they do not have the maintenance required to keep batteries on golf carts charged up. For more information, see the articles on “workbike” and “freight bicycle”.

Makers of recumbent trikes include KMX; Hase (who make the Kettwiesel delta, improbably named after the British children’s programme Catweazle); Inspired Cycle Engineering, who make the Trice range of tadpole trikes; AVD, who build the record holding Burrows Windcheetah or Speedy, a design exhibited in the Metropolitan Museum of Modern Art (MoMA); Australia’s Greenspeed, one of the oldest manufacturers; Michigan-based WhizWheelz, which makes 10 models, including a sub-US$1000 model tadpole and a tandem; and Big Cat HPV which builds the 6 Catrike models in Florida.

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Lee Petty’s Impact On NASCAR Auto Racing

Though his fame would be eclipsed by his son Richard, Lee Petty was a very successful race car driver in his own right and a pioneer during the early days of the sport. His legacy includes not only his son, better known to NASCAR fans as “The King” Richard Petty and Petty Enterprises has fielded race teams for four generations.

Lee Petty was one of the first to take a businesslike approach to the sport of stock car race in an era when many teams and drivers still supplemented their income via bootlegging and running moonshine. He raced in the very first NASCAR stock car race ever on June 19th, 1949. Among his many firsts in the sport is the dubious distinction of bringing out the first caution flag in NASCAR history. To chronicle his achievements in the sport in a nutshell, he won 50 Cup races, including the first one ever on a paved track. He also caused his share of trouble and was never afraid to mix it up. He once hit Curtis Turner over the head with a wrench after a race, and another time got into a fistfight during the pre race festivities. Lees two sons quickly joined the skirmish but the fight was ended by Mrs. Petty (Richards grandmother) swinging her purse”made heavier than the typical pocketbook by the .44 handgun she carried inside.

His greatest accomplishments on the track were three NASCAR championship victories. He also brought his son, Richard, into the ‘family business’ and after a rocky start in his first season the Petty offspring would go on to win 200 NASCAR races. That mark may never be broken and earned Richard Petty the sobriquet of ‘The King’.

Lees career was cut short by a nasty accident at the 1961 Daytona 500, where his car hit a guard rail and flipped a few times. Lee suffered a number of broken bones and internal injuries. He raced a few more times, but hung it up for good in 1964. He left the management of Petty Engineering to his sons Richard and Maurice and spent his time enjoying friends and family and playing golf. He played frequently until a few months before his death in 2000 at age 86 after surgery to treat a stomach aneurysm.

Lee Petty holds a few NASCAR records that may never be broken. He finished in the top five 231 times out of 427 races, and still holds the mark for best average finish for a full time driver at 7.6th place. Making this level of success all the more impressive, it was done in an era before big money sponsorships, on poorly maintained tracks and against legitimate criminals who spent most of their time bootlegging moonshine. The fact that Petty enjoyed so much success in that era is a credit to his toughness, dedication and courage.

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Buying Cheap Go Karts

Go karts can make your heart pump like almost nothing else. If you re hooked on the thrill of go karting and you are dying to purchase a sleek new go kart there are a few tricks you need to learn. With a little patience go karts can be bought for as much as 50% off of the regular retail price. They are incredibly fun, and they’ve become extremely popular these days. You can find go karts at just about every family fun center or amusement park.

In the olden days you had to call up different stores or actually go visit them to get some price comparisons for racing or off road gokarts. But today we have the internet which makes it a whole lot easier. It still takes a little work and some patience, but the savings can be well worth the wait.

Go to ebay and do another similar search. Look at the different auctions and notice the prices that go karts are actually selling for. This is one of the best ways to determine a selling price. You may have to keep track of a few auctions for a few days, but it will give you a good idea of the value for different types of go karts.

You can find gokarts in the $100 range on craigslist or even cheaper if you are willing to turn a few wrenches on it. Working on your own gokart is a good way to learn all about it and have fun while doing it too. Kids as young as 6 years old can begin racing gokarts and driving them under close supervision. Starting kids very young in racing helps them to develop skills that would be impossible to learn at an older age. Also kids that get into racing at a young age tend to stay out of trouble a little better.

Cheap go karts can quite often be the path into much better go karts and even into go kart racing. Getting started into go karting in usually the hard part. once you buy the first kart you will begin to collect parts and pieces and before you know it you will have a nice collection of stuff. It is usually at this point that you trade up or sell off what you don’t need in order to get newer, better, or more expensive go kart gear

The next thing to look for when buying a used go cart would be if there is any frame damage. Look for any bent places or cracks in the welds at all the joints. also look for abnormal wear on parts such as bearings tires and chains. You should also check for rust and corrosion of the go cart. Minor surface rust can be easily corrected by sanding it off and painting it, but serious structural rust can make a go cart worthless.

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Mobility Scooter Maintenance

The best things about electric mobility scooters is their ease of use. There isn’t much that needs to be done in order to keep an electric scooter in great condition and proper working order. The minor maintenance activities that are recommended are quite easy to perform and will keep your mobility scooter working for years to come.

The only other major thing to remember about maintaining your mobility scooter is simply keeping it clean. Cleaning the dirt and grime off of your scooter benefits you not only because the scooter looks better, but also because that dirt can get into the mechanical parts of the scooter and cause unnecessary additional wear-and-tear. Keep the scooter in proper working order and clean any dust, dirt, or grime that builds up, especially on the metal parts. Keep the scooter somewhere indoors so that it will stay dry and won’t be exposed to extreme hot or cold temperatures. This will go a long way towards keeping the battery healthy as well as keeping the electric scooter clean. As you’re cleaning the scooter, remember to check the terminal battery connections and clean any corrosion off.

If you have a small boot electric scooter you may be able to take the battery pack off the scooter and charge the batteries independently of the scooter. This means that you can leave the scooter in the car, and charge the batteries indoors, such as at home, in a hotel room or caravan. Other mobility scooters need to have the batteries left on them to charge them. The charging point is on the scooter itself, rather than the battery pack. This means that the disabled scooter battery has to be charged near a mains outlet, and so the mobility scooter is likely to be kept in a garage or shed if its too large to be kept inside the house. As a rough guide, depending on use, terrain, and user weight, the batteries can last 1-2 years. Obviously if the mobility scooter is used for a travelling a few miles a week on flat terrain, the batteries will last longer than if the scooter is used for travelling 20 miles a day up and down hills and off road.

Like a car, your mobility scooter will need a service from time to time. The mobility scooter manual will advise you how often your scooter needs servicing. As a rough guide it will need servicing every 12 months or so, depending on use. An authorised mobility dealer will be able to carry out the scooter service, and ensure that the scooter is functioning to its full capability. Depending on the dealer, and the model and age of the scooter, the scooter service may take two hours. The service may also include a test ride by the mechanic to fully check the mobility scooter and make sure that it is running smoothly and as it should do. The mobility scooter may need to be taken to a mobility dealer to be serviced, or the dealer may carry out the service in the users home. This means that the user wont be without their scooter, and can ask the mechanic any questions regarding their scooter. The manual will also describe and weekly or monthly maintenance checks that are required. This can include pumping up the tyres, lubricating the brake, checking the seat mechanism and so on.

In a mobility scooter the scooter must have a good connection to its batteries. It is important to make sure that all connections to and from the battery are tight. Most batteries have two exposed metal surfaces called terminals. Terminals are either short posts that stick out of the battery, or they are inverted and allow a connection to be screwed into them. In either case it is important that the connection is tight. A loose connection can lead to poor and unreliable performance.

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Information About Mobility Scooter

The first mobility scooter was built by Allan R. Thieme in 1968. His first functional scooter was a front wheel drive model that he built at his home. He dubbed it the Amigo and it became the start of something big. Mobility scooters are great for people who have trouble getting around their home or outside. In fact that is the reason that Thieme came up with the idea in the first place. One of his family members had been diagnosed with multiple sclerosis – which is a very debilitating disease.

Most mobility scooters run off of batteries. One or sometimes two batteries are kept on the scooter and can be charged through a separate battery charger unit. Sometimes the unit may be attached to the scooter. There are a few scooters powered by gasoline – but many of them have been replaced with the electric scooter models because they are easier to care for.

There are several manufacturers that build mobility scooters. Two of the best and most popular models to purchase are Lark and Pride mobility scooters. Lark mobility scooters has many models that are affordable and some can be folded when traveling to different places.

While a mobility scooter eliminates much of the manual strength problems of an unpowered wheelchair, its tiller steering mechanism still requires upright posture, shoulder and hand strength, and some upper-body mobility and strength. Other drawbacks of mobility scooters are their longer length, which limits their turning radius and ability to use some lifts or wheelchair-designed access technologies such as kneeling bus lifts. Often a mobility scooter has a low ground clearance which can make it difficult to navigate certain obstacles, such as travelling in cities without proper curb cuts. Navigating nursing home rooms, where space is often limited, can also be a problem. Scooters also have fewer options for body support, such as head or leg rests. They are rarely designed for ease of patient transfer from seat to bed. These limitations may prevent some disabled individuals from using scooters. In addition, scooter limitations may vary depending on model and manufacturer. A limitation of one make/model does not necessarily carry over to all. Individual needs may affect the suitability of a particular model.

The mobility scooter has a seat with a 360-degree rotation makes it easy to drive up to a table or a desk. This allows much more movement of the legs and feet, which helps the circulation. The seat can be in any position to pass easily and safely. If you have any upper body strength and can change with little support, electric scooter that you raise your arms and hands to help with the riding position, breathing and posture.

Electric mobility scooters are the freedom and independence for the elderly and people with walking limitations. Like a glass of water, a pet for a walk, even the e-mail or a newspaper, simple tasks we take for granted, are now possible because the electric scooter. Travel in and around the home, gated communities and centers for the elderly and people with disabilities to a surplus of independent mobility and a smile on your face!

Mobility scooters generally are much more compact and provide easier maneuverability than a power wheelchair. Scooters are more compact than power wheelchairs ” usually the seat is either removable or it can be folded down. These foldable scooters are often referred to as travel scooters. They can be quickly folded down and placed in an average size car trunk. Many of the scooters can even be taken with you when you travel on an airline. If you plan on booking a fight, check with the airline to make sure of size or weight restrictions of taking your scooter with you.

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Make Great Money With Used Truck Tires

Now theres a concealed secret if you will, about the whole second-hand truck tire trade that the veterans or old boys clubwould rather you not know about. That hidden information is, theres cash to be made from your old second-hand truck tires and car tires. And its totally a huge amount of money…I remember collecting cash and cheques from $2k all the way up to over $30k. Such good numbers for a guy in his 20s looking to prove something.

Used tires sales are current in every part of the United States and Canada. Whether its for buying or selling, trading or retreading your used truck tires, money is being made hand over fist. And yes, you can join the club of money-makers!

What does this mean to you? We do know, new truck tires are pricey, and if holding on to your money because of the current economic situation, then buying and selling used truck tires is more practical, plus its great for mother nature.

You may be asking…how do I begin? First you must learn to examine used tires. Its simple to do. The typical individual who glances at a used truck tire may guess that its worn out junk, but to a retread plant owner who could retread the tire with new rubber they would call this black gold and shell out money for that second-hand truck tire.

Buying Used Truck Tires for Sale The treads of the used truck tires should be scrutinized first. Treads are the rubber part that travel the highways. The grooves are called tread patterns and most manufacturers possess their own patterns. You will also want to check the wear on the treads and make sure that they are even. If you do see that the tread is drawn at the center, it means that it had been tolerated to run while over inflated. If you notice one edge is worn out over the other, then tire had been utilized on a vehicle that was out of alignment.

If the used truck tire tread is worn on both edges, it means that it had been tolerated to run while under inflated.

Small nicks on the tire sidewall are acceptable, but deep cuts should be cause for rejection. Finally, check the used truck tire bead, or the part that fits onto the wheel rim. There should be no damage and make sure the belts are not busted. Purchasing Retread Truck Tires for sale

An alternative in buying cheap tires is to look for retread tires or used truck tires that can be retreaded or re-manufactured. The worn treads have been buffed away and totally replaced. Retreading is only feasible for truck tires. Aside from the economic savings you make, recycling used tires saves a lot of natural resources, because each tire can be retreaded for a maximum of ten times.

Grade A, Radial Casings Virgin casing that has not been retreaded in the past, does not require more than one nail hole, and no sidewall or bead repairs, DOT date code no older than 5 years, sidewalls are in good condition, no evident bulges.

Grade B, Radial Casings Virgin casing that has not been retreaded previously, casings require maximum of 2 repairs consisting of crown nail hole no larger than 3/8in diameter or minor sidewall scrapes, DOT date code no older than 7 years

R1 Grading Used tire casing that has been retreaded once previously, requires a maximum of (1) nail hole repair in crown of tire no larger than 3/8

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